Company Information

Half-year income and profit figures.

Halfyearly Results

SURYODAY SMALL FINANCE BANK LTD.

Financial Data

All amounts are in ₹ crore unless stated otherwise.

Showing Standalone data

Five-year standalone Halfyearly Results for the selected company
Particulars	Mar 26	Sep 25	Mar 25	Sep 24	Mar 24
Interest Earned
Int. /Disc. on Adv/Bills	1004.31	889.74	846.40	884.43	755.10
Income on Investment	109.33	104.94	100.48	98.14	93.87
Int. on balances With RBI	27.56	20.15	11.55	12.75	6.40
Others	4.26	0.00	0.00	0.00	0.00
Total Interest Earned	1145.46	1014.83	958.43	995.32	855.37
Other Income	171.18	188.49	99.65	117.60	116.60
Total Income	1316.64	1203.32	1058.08	1112.92	971.97

EXPENDITURE
Interest Expended	552.10	509.48	445.50	402.11	338.90
Employee Cost	270.72	241.77	220.83	223.40	201.74
Other Expenses	297.84	264.00	273.75	216.21	188.84
Total Expenses	1120.66	1015.25	940.08	841.72	729.48

Operating Profit Before Provisions And Contingencies	195.98	188.07	118.00	271.20	242.49
Provisions And Contingencies	82.54	101.94	127.04	118.33	86.02
P/L Before Tax	113.44	86.13	-9.04	152.87	156.47
Tax	27.16	20.44	-8.56	37.42	38.41
P/L After Tax from Ordinary Activities	86.28	65.69	-0.48	115.45	118.06
Net Profit/Loss For the Period	86.28	65.69	-0.48	115.45	118.06

Equity Share Capital	106.29	106.29	106.28	106.25	106.20
EPS Before Extra Ordinary *
Basic EPS (Rs.)	8.12	6.18	-0.04	10.87	11.12
Diluted EPS (Rs.)	8.12	6.18	(0.05)	10.79	11.12
EPS After Extra Ordinary *
Basic EPS (Rs.)	8.12	6.18	-0.04	10.87	11.12
Diluted EPS (Rs.)	0.00	0.00	0.00	10.79	0.00

NPA Ratios:
Gross NPA	864.18	654.96	733.84	273.02	242.37
Net NPA	541.88	410.63	457.02	70.19	69.87
(%) of Gross NPA	6.55	5.93	7.16	3.03	2.94
(%) of Net NPA	4.21	3.80	4.58	0.80	0.86
Return on Assets %	0.27	0.19	0.23	0.90	0.52

OPBPC Margin (%)	17.10	18.53	12.31	27.24	28.34
PBT Margin (%)	9.90	8.48	-0.94	15.35	18.29
PAT Margin (%)	7.53	6.47	-0.05	11.59	13.80

Source: Financial statements as reported by the company.