Particulars | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
Months | 12 | 12 | 12 | 12 | 12 |
Source Of Info (AR = Annual Report, PR = Press Release) | PR | AR | AR | AR | AR |
Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| | | | | |
PER SHARE RATIOS | | | | | |
| | | | | |
Basic EPS (Rs.) | 20.25 | 14.90 | 9.80 | 8.84 | 6.59 |
Diluted EPS (Rs.) | 20.25 | 14.90 | 9.80 | 8.84 | 6.59 |
Cash EPS (Rs.) | 20.25 | 14.97 | 10.83 | 9.18 | 7.73 |
Book Value[Excl.RevalReserv]/Share (Rs.) | 172.62 | 136.30 | 126.88 | 117.45 | 120.31 |
Book Value[Incl.RevalReserv]/Share (Rs.) | 172.62 | 151.27 | 143.68 | 134.32 | 139.38 |
Dividend / Share (Rs.) | 0.00 | 2.80 | 2.00 | 2.00 | 0.00 |
Operating Revenue / Share (Rs.) | 155.54 | 133.33 | 116.09 | 92.77 | 123.87 |
Net Profit / Share (Rs.) | 20.25 | 13.88 | 9.80 | 8.29 | 6.59 |
| | | | | |
PER EMPLOYEE RATIOS | | | | | |
| | | | | |
Interest Income / Employee (Rs.) | 0.00 | 11916906.88 | 9126342.64 | 7346999.69 | 7889667.21 |
Net Profit / Employee (Rs.) | 0.00 | 1240168.93 | 770545.31 | 656960.12 | 419809.69 |
Business / Employee (Rs.) | 0.00 | 255391188.60 | 221319199.08 | 202361360.31 | 192930310.34 |
| | | | | |
PER BRANCH RATIOS | | | | | |
| | | | | |
Interest Income / Branch (Rs.) | 0.00 | 117768167.60 | 92898659.19 | 74585359.26 | 79857274.78 |
Net Profit / Branches (Rs.) | 0.00 | 12255900.29 | 7843517.25 | 6669335.55 | 4249210.66 |
Business / Branches (Rs.) | 0.00 | 2523889177.89 | 2252847351.34 | 2054334475.61 | 1952793241.54 |
| | | | | |
KEY PERFORMANCE RATIOS | | | | | |
| | | | | |
Net Profit Margin (%) | 13.01 | 10.40 | 8.44 | 8.94 | 5.32 |
Operating Profit Margin (%) | 27.61 | 21.67 | 14.69 | 15.51 | 9.95 |
Return On Assets (%) | 0.88 | 0.69 | 0.49 | 0.46 | 0.29 |
Return On Equity / Networth (%) | 11.72 | 10.18 | 7.72 | 7.06 | 5.47 |
Net Interest Margin (X) | 2.33 | 2.52 | 2.48 | 1.91 | 1.96 |
Cost To Income (%) | 30.27 | 51.73 | 51.07 | 54.47 | 49.92 |
Interest Income / Total Assets (%) | 6.79 | 6.65 | 5.84 | 5.18 | 5.59 |
Non-Interest Income / Total Assets (%) | 0.86 | 0.66 | 0.87 | 1.07 | 1.02 |
Operating Profit / Total Assets (%) | 0.02 | 0.02 | -0.37 | -0.60 | -0.72 |
Operating Expenses / Total Assets (%) | 1.62 | 1.65 | 1.71 | 1.62 | 1.49 |
Interest Expenses / Total Assets (%) | 4.45 | 4.12 | 3.35 | 3.26 | 3.62 |
| | | | | |
VALUATION RATIOS | | | | | |
| | | | | |
Enterprise Value (Rs.Cr.) | 937434.51 | 842669.68 | 721251.01 | 633193.99 | 621119.04 |
EV Per Net Sales (X) | 13.24 | 13.88 | 15.14 | 16.63 | 15.30 |
Price To Book Value (X) | 0.62 | 1.01 | 0.58 | 0.39 | 0.56 |
Price To Sales (X) | 0.68 | 1.03 | 0.64 | 0.49 | 0.54 |
Retention Ratios (%) | 100.00 | 87.00 | 79.59 | 100.00 | 100.00 |
Earnings Yield (X) | 0.18 | 0.10 | 0.13 | 0.18 | 0.09 |