Halfyearly Results - Union Bank of India
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ISIN No INE562A01011 52Wk High (Rs.) 895 BV (Rs.) 530.92 FV (Rs.) 10.00
Bookclosure 10/06/2025 52Wk Low (Rs.) 474 EPS (Rs.) 83.61 P/E (X) 9.63
Mkt Cap. (Rs. Cr.) 108,403.66 P/BV (X) 1.52 Div Yield (%) 2.02 Mkt Lot 1
Standalone Consolidated
(Rs. in Crs.)
ParticularsSep 25Jun 25Mar 25Dec 24Sep 24
Interest Earned     
Int. /Disc. on Adv/Bills11964.3711737.8011456.7511426.3311124.79
Income on Investment4016.383944.563903.523884.493793.06
Int. on balances With RBI427.11393.79387.02408.32388.54
Others182.08206.56108.6040.3241.19
Total Interest Earned16589.9416282.7115855.8915759.4615347.58
Other Income2486.632438.602743.272152.572422.10
Total Income19076.5718721.3118599.1617912.0317769.68
      
EXPENDITURE     
Interest Expended10038.989923.849466.559344.749153.36
Employee Cost2651.182612.262701.312417.142464.44
Other Expenses1549.901414.931412.631400.731423.36
Total Expenses14240.0613951.0313580.4913162.6113041.16
      
Operating Profit Before Provisions And Contingencies4836.514770.285018.674749.424728.52
Provisions And Contingencies738.60691.00794.601059.131099.16
P/L Before Tax4097.914079.284224.073690.293629.36
Tax1079.691106.461268.00837.93922.92
P/L After Tax from Ordinary Activities3018.222972.822956.072852.362706.44
Net Profit/Loss For the Period3018.222972.822956.072852.362706.44
      
Equity Share Capital1346.961346.961346.961346.961346.96
Reserves Excluding Revaluation Reserves60762.2060762.2060762.2051065.9751065.97
      
ANALYTICAL RATIOS     
(%) of Share by Govt.73.8473.8473.8473.8473.84
EPS Before Extra Ordinary *     
Basic EPS (Rs.)22.4122.0721.9521.1820.09
Diluted EPS (Rs.)22.4122.0721.9521.1820.09
EPS After Extra Ordinary *     
Basic EPS (Rs.) 22.4122.0721.9521.1820.09
Diluted EPS (Rs.) 22.4122.0721.9521.1820.09
      
NPA Ratios:     
Gross NPA16134.6618066.8818178.8618208.3519148.00
Net NPA982.981035.561109.561126.861445.29
(%) of Gross NPA2.603.013.093.263.48
(%) of Net NPA0.160.180.190.210.27
Return on Assets %1.321.341.371.391.33
      
OPBPC Margin (%)29.1529.2931.6530.1330.80
PBT Margin (%)24.7025.0526.6423.4123.64
PAT Margin (%)18.1918.2518.6418.0917.63