Halfyearly Results - Union Bank of India
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ISIN No INE483A01010 52Wk High (Rs.) 62 BV (Rs.) 36.41 FV (Rs.) 10.00
Bookclosure 27/10/2025 52Wk Low (Rs.) 33 EPS (Rs.) 4.35 P/E (X) 8.53
Mkt Cap. (Rs. Cr.) 33,535.44 P/BV (X) 1.02 Div Yield (%) 0.51 Mkt Lot 1
Standalone Consolidated
(Rs. in Crs.)
ParticularsSep 25Jun 25Mar 25Dec 24Sep 24
Interest Earned     
Int. /Disc. on Adv/Bills5667.575932.315846.315688.685402.04
Income on Investment2587.622340.152492.182590.172546.75
Int. on balances With RBI454.09275.37230.01194.02244.04
Others33.8340.7150.5036.579.79
Total Interest Earned8743.118588.548619.008509.448202.62
Other Income1506.621785.581813.561229.201646.70
Total Income10249.7310374.1210432.569738.649849.32
      
EXPENDITURE     
Interest Expended5460.295205.295220.444969.324792.14
Employee Cost1892.871834.451885.251792.631827.05
Other Expenses1110.951030.401323.911013.381065.20
Total Expenses8464.118070.148429.607775.337684.39
      
Operating Profit Before Provisions And Contingencies1785.622303.982002.961963.312164.93
Provisions And Contingencies314.14521.11844.49556.64598.06
P/L Before Tax1471.481782.871158.471406.671566.87
Tax258.60614.18124.92447.74654.03
P/L After Tax from Ordinary Activities1212.881168.691033.55958.93912.84
Net Profit/Loss For the Period1212.881168.691033.55958.93912.84
      
Equity Share Capital9051.409051.409051.408680.948680.94
      
ANALYTICAL RATIOS     
(%) of Share by Govt.89.2789.2789.2793.0893.08
EPS Before Extra Ordinary *     
Basic EPS (Rs.)1.341.291.191.101.05
Diluted EPS (Rs.)1.341.291.191.101.05
EPS After Extra Ordinary *     
Basic EPS (Rs.) 1.341.291.191.101.05
Diluted EPS (Rs.) 1.341.291.191.101.05
      
NPA Ratios:     
Gross NPA8827.028637.619224.7810459.8911604.25
Net NPA1363.671308.121543.261554.981673.97
(%) of Gross NPA3.013.133.183.864.59
(%) of Net NPA0.480.490.550.590.69
Return on Assets %1.011.020.900.870.85
      
OPBPC Margin (%)20.4226.8223.2323.0726.39
PBT Margin (%)16.8320.7513.4416.5319.10
PAT Margin (%)13.8713.6011.9911.2611.12