Ratio Analysis - Union Bank of India
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ISIN No INE084A01016 52Wk High (Rs.) 151 BV (Rs.) 159.03 FV (Rs.) 10.00
Bookclosure 20/06/2025 52Wk Low (Rs.) 90 EPS (Rs.) 20.97 P/E (X) 6.74
Mkt Cap. (Rs. Cr.) 64,306.43 P/BV (X) 0.89 Div Yield (%) 2.87 Mkt Lot 1
Standalone Consolidated
(Rs. in Crs.)
ParticularsSep 25Jun 25Mar 25Dec 24Sep 24
Interest Earned     
Int. /Disc. on Adv/Bills12944.4912792.2813064.2112918.2512068.21
Income on Investment4530.154623.614342.684527.524294.66
Int. on balances With RBI787.37832.91893.30737.24823.28
Others144.08103.3923.0227.51168.40
Total Interest Earned18406.0918352.1918323.2118210.5217354.55
Other Income2219.832166.103427.591746.382517.65
Total Income20625.9220518.2921750.8019956.9019872.20
      
EXPENDITURE     
Interest Expended12492.3212284.0812260.4912140.2111369.44
Employee Cost2452.322396.192882.172441.372631.27
Other Expenses1860.431828.641723.311672.751724.09
Total Expenses16805.0716508.9116865.9716254.3315724.80
      
Operating Profit Before Provisions And Contingencies3820.854009.384884.833702.574147.40
Provisions And Contingencies441.241096.081337.66303.701043.04
P/L Before Tax3379.612913.303547.173398.873104.36
Tax825.04661.18921.26882.18730.67
P/L After Tax from Ordinary Activities2554.572252.122625.912516.692373.69
Net Profit/Loss For the Period2554.572252.122625.912516.692373.69
      
Equity Share Capital4553.414553.414553.414553.414553.41
      
ANALYTICAL RATIOS     
(%) of Share by Govt.73.3873.3873.3873.3873.38
EPS Before Extra Ordinary *     
Basic EPS (Rs.)5.614.955.775.535.21
Diluted EPS (Rs.)5.614.955.775.535.21
EPS After Extra Ordinary *     
Basic EPS (Rs.) 5.614.955.775.535.21
Diluted EPS (Rs.) 5.614.955.775.535.21
      
NPA Ratios:     
Gross NPA18014.2719640.2021748.8924048.4827455.33
Net NPA4530.204949.895358.495410.055647.92
(%) of Gross NPA2.542.923.273.694.41
(%) of Net NPA0.650.750.820.850.94
Return on Assets %0.910.820.980.960.94
      
OPBPC Margin (%)20.7521.8426.6520.3323.89
PBT Margin (%)18.3615.8719.3518.6617.88
PAT Margin (%)13.8712.2714.3313.8113.67