Ratio Analysis - Usha Financial Services Ltd.
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Registered Address
Registered Office : Plot No. 72, First Floor, Functional Industrial Estate, Patparganj
Delhi, Delhi - 110092
Tel: 011-8076377610
Email : usha.nbfc@gmail.com
Website : www.ushafinancial.com
Key Officials
Name Designation
Mr. Prashant Raghuwanshi Chief Financial Officer
Ms. Kritika Goswami Co. Secretary & Compl. Officer
Listings
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Quarterly Results
Sep 25 Jun 25
Sales 16.94 17.38
Other Income 0.04 0.04
Total Expenses 2.82 2.81
Operating Profit 11.67 13.55
Interest 5.98 6.05
Gross Profit 8.18 8.56
Provisions Made 2.45 1.03
Depreciation 0.40 0.39
Taxation 1.35 1.79
Net Profit / Loss 3.98 5.35
Equity Capital 43.48 43.48
Balance Sheet
Mar 25 Mar 24 Mar 23
Share Capital 21.74 15.88 9.42
Reserve & Surplus 189.41 90.15 72.66
Revaluation Reserve 0.00 0.00 0.00
Networth 211.15 106.03 82.08
Total debt 184.66 181.28 247.51
Total Liability 395.81 287.31 329.59
Net Block 13.60 7.21 0.49
Capital work in progress 0.00 1.47 0.00
Investment 0.00 0.00 0.00
Net current asset 382.21 278.64 329.10
Miscellaneous expenses 0.00 0.00 0.00
Total Assets 395.81 287.31 329.59
Income Statement
  Mar25 Mar24 Mar23
Sales 59.63 63.22 45.63
Other Income 0.99 0.74 0.56
Total Expenses 17.88 16.19 10.66
Operating Profit 41.76 47.03 34.97
Interest 24.11 29.78 21.50
Adjusted PBDIT 42.75 47.77 35.52
Depreciation 0.47 0.27 0.23
Adjusted PBT 18.17 17.72 13.79
Taxation 4.37 4.27 3.62
Net Profit / Loss 13.80 13.45 10.17
Key Ratios
  Mar25 Mar24 Mar23
OPM (%) 70.02 74.38 76.62
GPM (%) 69.24 73.96 76.12
NPM (%) 23.14 21.27 22.27
Earning Retention Ratio 100.00 100.00 100.00
Return on networth (%) 6.53 12.68 12.38
EPS (Rs.) 6.35 8.47 10.79
Dividend payout Ratio 0.00 0.00 0.00
Longterm Debt-Equity Ratio 0.42 0.69 1.35
Current Ratio 9.62 6.74 8.72
Fixed Asset Turnover Ratio 0.17 0.20 0.19
Inventory 0.15 0.22 0.13
Interest coverage Ratio 1.77 1.60 1.65
Registrar Details
Skyline Financial Services (p) Ltd.
D-153/A,1st Floor,Okhla Industrial Area, Phase-1
New Delhi,110020,Delhi
Tel : 011-26292682
Fax : 30857562
Market Performance
Exchange NSE
Last Traded Price (Rs.) 42.35
Last Traded Date 26/12/2025
Last Traded Time -
Change (%) 12.63%
Day's Open (Rs.) 37.60
Previous Close (Rs.) 37.60
Day's High (Rs.) 45.00
Day's Low (Rs.) 37.60
Volume (Rs. In Lacs) 65.29
Bid Price (Rs.) 0.00
Bid Quantity
Offer Price (Rs.) 0.00
Offer Quantity
Exchange Code USHAFINSM
Exchange Group SM
Board Meetings
Date Purpose
14/11/2025 Quarterly Results, Fund Raising & Others
24/10/2025 To consider Fund Raising
27/09/2025 To consider Fund Raising
Corporate News
Usha Financial Serv - Updates
Usha Financial Serv - Updates
Usha Financial Serv - Updates
Usha Financial Serv - Updates
Usha Financial Serv - Updates
Share Holding Pattern as on 30/09/2025
Major Holder No. of Shares Percentage (%)
Promoters 32,378,910 74.48
Institutional Investors 1,792,000 4.12
Other Investors 4,082,158 9.39
General Public 5,222,194 12.01