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Registered Address
Registered & Corporate Office : Building No.VII/83/8, , ESAF Bhavan, Thrissur-Palakkad National Highway, Mannuthy,
Thrissur/Trichur, Kerala - 680651
Tel: 0487-7123456
Email : investor.relations@esafbank.com
Website : http://www.esafbank.com
Key Officials
Name Designation
Mr. P Ranjith Raj Co. Secretary & Compl. Officer
Mr. C P Gireesh Chief Financial Officer
Mr. George Thomas Executive Vice President
Listings
BSE , NSE ,  
Standalone
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Quarterly Results
Jun 25 Mar 25 Dec 24
Sales 828.23 893.44 949.89
Other Income 195.14 143.34 111.89
Gross Profit 124.92 90.66 127.38
Provisions Made 234.12 331.50 409.77
Depreciation 0.00 0.00 0.00
Taxation -27.98 -57.65 -71.49
Net Profit / Loss -81.22 -183.19 -210.90
Equity Capital 515.43 515.43 515.08
Balance Sheet
Mar 24 Mar 23 Mar 22
Share Capital 514.78 449.47 449.47
Reserve & Surplus 1,971.33 1,259.66 957.32
Deposits 19,867.80 14,665.63 12,815.07
Borrowings by Bank 3,222.53 3,354.20 2,952.83
Other Liability And Provision 504.76 488.83 528.06
Cash and Bank Balance 1,364.65 739.55 666.67
Net Block 204.94 187.69 159.40
Capital work in progress 2.61 0.24 0.07
Investment 5,541.02 4,888.53 4,070.30
Money at Call 58.28 27.50 845.24
Advances 18,293.11 13,924.33 11,637.00
Income Statement
  Mar24 Mar23 Mar22
Sales 3,818.43 2,853.66 1,939.93
Other Income 441.83 287.91 207.58
Operating Profit 621.41 447.83 106.63
Interest 1,448.73 1,017.32 792.79
Adjusted PBDIT 1,063.23 735.75 314.21
Depreciation 50.99 41.79 32.77
Adjusted PBT 419.96 206.29 -136.56
Taxation 144.85 103.71 19.12
Net Profit / Loss 425.57 302.33 54.73
Key Ratios
  Mar24 Mar23 Mar22
NPM (%) 11.14 10.59 2.82
Capital Adequacy Ratio 23.27 19.83 18.64
Cost of Fund Ratio 6.27 5.64 5.02
Reported Return on Networth 17.11 17.68 3.89
Yield on Fund Advance 0.00 0.00 0.00
Registrar Details
MUFG Intime India Pvt. Ltd.
C 101, 247 Park, L.B.S. Marg, Vikhroli (West)
Mumbai,400083,Maharashtra
Tel : 022-49186270
Fax : 49186060
Market Performance
Exchange BSE NSE
Last Traded Price (Rs.) 28.82 28.77
Last Traded Date 26/08/2025 26/08/2025
Last Traded Time - -
Change (%) -1.77% -1.94%
Day's Open (Rs.) 29.41 29.35
Previous Close (Rs.) 29.34 29.34
Day's High (Rs.) 29.41 29.59
Day's Low (Rs.) 28.72 28.50
Volume (Rs. In Lacs) 8.20 79.07
Bid Price (Rs.) 0.00 0.00
Bid Quantity
Offer Price (Rs.) 0.00 0.00
Offer Quantity
Exchange Code 544020 ESAFSFBEQ
Exchange Group B OtherEQ
Board Meetings
Date Purpose
08/08/2025 Quarterly Results
16/05/2025 Audited Results
21/03/2025 To consider Fund Raising
Corporate News
ESAF Small Finance - Copy of Newspaper Publication
ESAF Small Finance - General Updates
ESAF Small Finance - Credit Rating- Revision
ESAF Small Finance - Announcement under Regulation 30 (LODR)-Credit Rating
ESAF Small Finance - Announcement under Regulation 30 (LODR)-Earnings Call Transcript
Share Holding Pattern as on 31/03/2025
Major Holder No. of Shares Percentage (%)
Promoters 326,336,839 63.31
Institutional Investors 27,172,148 5.27
Other Investors 78,566,701 15.24
General Public 83,351,764 16.17