Nine Months Results - GIC Housing Finance Ltd.
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Registered Address
Registered Office : National Insurance Building, 6th Floor, 14, Jamshedji Tata Road, Churchgate,
Mumbai, Maharashtra - 400020
Tel: 022-43041900
Email : investors@gichf.com
Website : http://www.gichfindia.com
Key Officials
Name Designation
Mrs. Supriya Joshi Vice President
Mr. Premraj Avasthi Asst. Vice President
Mrs. Nutan Singh Group Head & Company Secretary
Listings
BSE , MCXSX , NSE ,  
Standalone Consolidated
You are viewing standalone data.
Quarterly Results
Jun 25 Mar 25 Dec 24
Sales 265.36 271.67 269.26
Other Income 0.07 4.14 0.95
Total Expenses 32.20 37.23 33.03
Operating Profit 155.19 241.80 237.75
Interest 173.12 173.56 178.55
Gross Profit 60.11 65.02 58.63
Provisions Made 77.97 -7.36 -1.52
Depreciation 2.54 3.84 3.78
Taxation -27.75 20.39 6.73
Net Profit / Loss 7.35 35.09 49.64
Equity Capital 53.85 53.85 53.85
Balance Sheet
Mar 25 Mar 24 Mar 23
Share Capital 53.88 53.88 53.88
Reserve & Surplus 1,910.53 1,774.77 1,645.43
Revaluation Reserve 0.00 0.00 0.00
Networth 1,964.41 1,828.65 1,699.31
Total debt 8,727.31 8,563.29 9,142.72
Total Liability 10,691.72 10,391.94 10,842.03
Net Block 26.75 43.63 52.22
Capital work in progress 11.36 10.05 8.82
Investment 254.79 169.20 230.07
Net current asset 10,398.82 10,169.06 10,550.92
Miscellaneous expenses 0.00 0.00 0.00
Total Assets 10,691.72 10,391.94 10,842.03
Income Statement
  Mar25 Mar24 Mar23
Sales 1,078.91 1,057.16 1,114.90
Other Income 9.97 12.48 13.98
Total Expenses 151.48 140.33 126.65
Operating Profit 927.43 916.83 988.25
Interest 702.96 710.38 702.49
Adjusted PBDIT 937.40 929.31 1,002.23
Depreciation 15.01 15.02 9.94
Adjusted PBT 219.43 203.91 289.80
Taxation 46.20 52.75 76.60
Net Profit / Loss 160.17 151.16 213.20
Key Ratios
  Mar25 Mar24 Mar23
OPM (%) 85.95 86.72 88.64
GPM (%) 84.56 85.30 87.74
NPM (%) 14.84 14.29 19.12
Earning Retention Ratio 86.02 83.98 88.64
Return on networth (%) 8.15 8.26 12.54
EPS (Rs.) 29.74 28.07 39.59
Dividend payout Ratio 15.12 16.02 11.36
Longterm Debt-Equity Ratio 0.00 0.39 0.66
Current Ratio 125.97 130.58 136.03
Fixed Asset Turnover Ratio 0.10 0.09 0.09
Inventory 0.10 0.10 0.10
Interest coverage Ratio 1.33 1.31 1.43
Registrar Details
KFin Technologies Ltd.
301, The Centrium, 3rd Floor, 57 Lal Bahadur, Shastri Road, Nav P
Mumbai,400070,Maharashtra
Tel : 022-67162222
Fax :
Market Performance
Exchange BSE NSE
Last Traded Price (Rs.) 174.65 174.35
Last Traded Date 31/10/2025 31/10/2025
Last Traded Time - -
Change (%) -0.74% -0.97%
Day's Open (Rs.) 175.75 175.70
Previous Close (Rs.) 175.95 176.06
Day's High (Rs.) 176.75 176.90
Day's Low (Rs.) 174.40 173.56
Volume (Rs. In Lacs) 16.85 126.14
Bid Price (Rs.) 0.00 0.00
Bid Quantity
Offer Price (Rs.) 0.00 0.00
Offer Quantity
Exchange Code 511676 GICHSGFINEQ
Exchange Group B OtherEQ
Board Meetings
Date Purpose
13/11/2025 Quarterly Results
31/10/2025 Others
12/08/2025 Quarterly Results & Others
Corporate News
GIC Housing Fi - Change in Director(s)
GIC Housing Fi - Shareholders meeting
GIC Housing Fi - Announcement under Regulation 30 (LODR)-Change in Directorate
GIC Housing Fi - Shareholder Meeting / Postal Ballot-Scrutinizer\s Report
GIC Housing Fi - Shareholder Meeting / Postal Ballot-Outcome of Postal_Ballot
Share Holding Pattern as on 30/09/2025
Major Holder No. of Shares Percentage (%)
Promoters 22,836,839 42.41
Institutional Investors 4,130,355 7.67
Other Investors 6,891,928 12.80
General Public 19,991,944 37.12