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ISIN No	INE646H01017	52Wk High (Rs.)	330	BV (Rs.)	278.74	FV (Rs.)	10.00
Bookclosure	25/07/2025	52Wk Low (Rs.)	249	EPS (Rs.)	28.99	P/E (X)	8.84
Mkt Cap. (Rs. Cr.)	1,164.08	P/BV (X)	0.92	Div Yield (%)	0.00	Mkt Lot	1

Standalone

(Rs. in Crs.)

Particulars	Dec 25	Dec 24	Dec 23	Dec 22
Interest Earned
Int. /Disc. on Adv/Bills	610.36	533.18	465.93	390.99
Income on Investment	97.60	91.53	82.34	71.72
Int. on balances With RBI	65.89	50.83	40.12	34.57
Others	1.61	1.50	1.74	0.13
Total Interest Earned	775.46	677.04	590.13	497.41
Other Income	72.49	60.45	47.54	33.98
Total Income	847.95	737.49	637.67	531.39

EXPENDITURE
Interest Expended	434.72	369.90	331.72	259.77
Employee Cost	135.87	110.21	93.45	86.01
Other Expenses	123.67	118.79	97.05	77.20
Total Expenses	694.26	598.90	522.22	422.98

Operating Profit Before Provisions And Contingencies	153.69	138.59	115.45	108.41
Provisions And Contingencies	18.92	8.45	4.87	16.22
P/L Before Tax	134.77	130.14	110.58	92.19
Tax	33.46	32.73	27.26	22.84
P/L After Tax from Ordinary Activities	101.31	97.41	83.32	69.35
Net Profit/Loss For the Period	101.31	97.41	83.32	69.35

Equity Share Capital	45.42	45.25	35.43	34.25
EPS Before Extra Ordinary *
Basic EPS (Rs.)	22.38	21.61	23.77	20.27
Diluted EPS (Rs.)	22.30	21.56	23.58	20.18
EPS After Extra Ordinary *
Basic EPS (Rs.)	22.38	21.61	23.77	20.27
Diluted EPS (Rs.)	22.30	21.56	23.58	20.18

NPA Ratios:
Gross NPA	218.87	182.30	170.04	150.39
Net NPA	108.44	90.60	86.47	80.06
(%) of Gross NPA	2.68	2.67	2.97	2.96
(%) of Net NPA	1.35	1.35	1.53	1.60
Return on Assets %	1.20	1.01	0.97	0.91

OPBPC Margin (%)	19.81	20.46	19.56	21.79
PBT Margin (%)	17.37	19.22	18.73	18.53
PAT Margin (%)	13.06	14.38	14.11	13.94